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“I’m still in the red! “61% of French people think (or pronounce) this phrase at least once a year according to an exclusive study of comparison of financial institutions * Panorabanques. What is the profile of the French short? How to explain such behavior in people who may have no concern for money, with monthly salaries of some € 3,000 or more? And how can they reduce the costs associated with those discovered in rehearsal?
61% of French short at least once a year. Nearly two-thirds of French exceed their overdraft at least once a year, and a quarter (24%) at least once a month.
Neglect, through a homegrown …
In case of problems, act as if nothing had happened … Facing this situation, many people act as if nothing had happened, the famous ostrich policy. Nearly half of them do not come in connection with their banker to prevent it. “Now the bank is more understanding when it is prevented, says William Clavel. It will charge the bank charges, but not necessarily the commission of intervention, which is the most expensive. “
Set up alerts! one bank to another, billing intervention commissions vary significantly. But the study points out that 14 banks charge fees below the legal limit. “With the Internet and mobile applications, it is also becoming increasingly easy to manage and view their account daily, and set up alerts when the account comes under a certain threshold. Another tip: choose a credit card that requires systematic authorization every time


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