More than half of French people are struggling to save for retirement – Boursier.com

The forties are most affected by these challenges, as they are still likely to have children or elderly dependents financially …

(Fellow. com) – the French are increasingly likely to experience difficulties financing their retirement … the World HSBC study published Wednesday, 53% of workers surveyed said they had not yet begun to save either arrested or met difficulties in their effort savings, while the global average is 46%.

the forties struggling to save

with the extension of the duration of children’s studies on the one hand, and the care of their other seniors, forties are most impacted by these financing difficulties. They are in fact 58% said having people financially dependent on them. Thus, only 57% save part of their income for retirement, against 63% in their thirties and 62% in their fifties.

The testimony of retired yet shows that the pension is prepared upstream. Looking back, 26% of them would have liked to start saving earlier and 20% would have saved more by putting a larger share of their income aside. However, they are 48% say they would not have done things differently.

What sources of financing?

The French assets are however aware of the need to establish a capital since only 27% of them rely on group plans to fund their retirement, while 53% of current retirees benefit.

the study shows that they are more likely to count on an inheritance (34%), life insurance (25%) or income would continue to affect working (19%) to fund their retirement. They are also 16% to consider renting their property.

  Marianne Davril – © 2016 Boursier.com