INFOGRAPHIE- A public report calls for fundamental reform of the housing assistance (APL) and political support to the accession of the property. Savings of € 4 billion stake.
Expensive and inefficient. Housing policy is subject to a harsh statement from the General Council of the Environment and Sustainable Development (CGEDD), the General Inspectorate of Social Affairs (IGAS) and the General Inspectorate of Finance (IGF). In a report released by the Echos on Friday, these actors are calling for reform. At stake: around 4 billion euros in savings per year. The subject was often mentioned but never materialize. But the timing has changed Bercy is now hunting for spending to meet its target of 50 billion euros in savings by 2017
€ 46 billion spent last year -. and 48 billion in two years as prévisions- housing policy is too expensive to the state, as the authors of the report. This amount devoted to 49% in support of the application and only 17% support the supply of housing is inconsistent. The fall in housing starts has proved. Added to this is the division of responsibilities, lack of knowledge of the needs, the introduction of competing objectives … These criticisms already mentioned by the Court of Auditors last year.
Despite explosive issues, the report recommends making a large clean state aid:
• The PLA attacked again
The housing allowances are than ever in the viewfinder. The report recommends to tighten the eligibility criteria based on the level of rents, the size of the dwelling and the level of household wealth. Or modulate APL based on affordability ratio (ratio between housing expenditure and household income). The authors also call for removing the APL Accession, the device that provides a monthly means-tested assistance to borrowers who become owners of their primary residence. Its reform, already provided by the government, was postponed at the stalling of Parliament. A parliamentary working group will be formed next week “to mature reflection,” said the Ministry of Housing in a statement.
But the shock proposal concerns the end of the attachment to the taxpayer of students who receive a housing assistance. According to the report, students often receive income that are not included in the calculation of the aid. Mentioned several times but never realized, though the latter option would alone a saving of € 400 million in the second year.
• The end of the exemption from property tax?
The report calls on the government to abolish the State premium of up to € 1,525, paid when the owner of a home savings plan (PEL) borrows to finance the work or the acquisition of housing. It is also recommended to end the exemption from property tax for two years for new housing. EUR 300 million would come back in the hands of communities, but the state would reduce all its endowment.
• Curbing helps energy renovation
This is a proposal that should not rejoice Ségolène Royal and his law of energy transition. While the latter provides to unblock aid to support the renovation of housing, the report advocates the abolition of the premium for work and bring the VAT on such work from 5.5% to 10%.
• Review the support of private donors
The report proposes to unravel the Pinel law by reducing to 13% the tax reduction for investors in new rental housing against 18% today. In return, he advocates increasing the gross rental yield by increasing the authorized rent ceiling that must now be 20% lower than market rent. Savings of € 180 million per year is in sight. Another measure is to reduce the current tax benefit status hire non-professional furnished, rental investment fashion popular, including service residences. The microfoncier the scheme would be extended in parallel
• screw Tour in social housing
The report is clear. To delete aids stone. These are state subsidies, subsidized loans from the Caisse des Depots et Consignations and tax aid paid to housing organizations.
• Fight against vacant housing
To avoid empty homes, the state could allow individuals donors rent with leases of less than three years or to take over the lease being housing, under certain conditions (payment of moving expenses tenant for example). The authors also recommend limiting rent regulation in Paris and possibly in some of the neighboring towns, instead of imposing this measure to all tense areas. The rent control would be applied two years after the deployment of rents observatories.
The Department of Housing says this morning that the report “is a working document. It does not express the position of the government but it comes contribute to its reflection. ”
No comments:
Post a Comment